Welcome to PT. Sanjaya Multi Artha! These terms and conditions outline the rules and regulations for the use of our website and services.

1. Acceptance of Terms

By accessing our website or using our services, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please discontinue use of our website.

2. Use of Our Services

• You must be at least 18 years old to use our services.
• You agree to use our services only for lawful purposes and in accordance with these terms.
• Unauthorized use of our website or services may result in termination of access.

3. Intellectual Property

All content on this website, including text, images, logos, and designs, is the intellectual property of PT. Sanjaya Multi Artha unless otherwise stated. You may not reproduce, distribute, or use our content without prior written consent.

4. User Responsibilities

• You are responsible for maintaining the confidentiality of your account and password.
• You must notify us immediately if you suspect unauthorized access to your account.

5. Limitation of Liability

PT. Sanjaya Multi Artha will not be held liable for any indirect, incidental, or consequential damages arising from the use of our website or services.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these third-party websites. Use them at your own risk.

7. Privacy Policy

We value your privacy to understand how we collect, use, and protect your information.

8. Modifications to Terms

We reserve the right to update or modify these terms at any time. Changes will be effective immediately upon posting on our website. Continued use of our website signifies your acceptance of the updated terms.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Indonesia. Any disputes arising under these terms will be subject to the exclusive jurisdiction of the courts in Indonesia.

10. Contact Us

If you have any questions or concerns about these terms, please contact us at:

PT. Sanjaya Multi Artha
Email: sanjaya@palmbunchash.com
Phone: +62-61 80042984 | +6281260368127